What is the GAP Plan?

The GAP Plan was first introduced in FY 10/11 and is available in conjunction with the HMO Plan only.  Washoe County pays the cost of the GAP plan for all employees enrolled in the HMO Plan; however, it is an elective coverage for dependents and employees are responsible for those premiums.  Provided by American Fidelity, the GAP Plan is designed to reimburse the following out-of-pocket expenses up to:

• $1,000 per inpatient hospital confinement

• $200 for certain outpatient services

• $25 for non-routine doctors visits (limit of $125 per family per year)

 For more information about the GAP Plan including rates or how to enroll/delete a dependent, you must contact American Fidelity directly at 775-829-1313.